I was overwhelmed by Life Insurance options, but Sensational Insurance made it simple. They explained everything clearly and helped me find the right plan. I feel confident and supported—highly recommend!
Susan M.
.jpg)
Stephen Prusak
Life Insurance Made Simple.
We specialize in Whole, Term, & Final Expense Life Insurance, a simple and affordable way to ensure your family isn't left with unexpected bills during a difficult time.
Call the number below to get started
(561) 876-6186
Request a Call
Independent. Experienced. On Your Side.
We're not a call center. We're real people who care about helping you find the right plan, without the pressure or confusion. Here's what you can expect from us:
Kind, honest conversations
We'll answer your questions, explain your options clearly, and never rush you.
Affordable monthly payments
Most of our clients find coverage for $20 to $50 a month—no surprise rate hikes.
Simple applications
No medical exams are required. Just a few easy questions to get started.
Lifelong coverage
Once you're covered, your policy won't expire or go up in cost.
Real support
When you call us, you talk to someone who actually listens—and cares.
What We Offer
Final Expense Life Insurance
Simple, affordable coverage for end-of-life costs.
-
Designed to cover funeral expenses, medical bills, and other small debts.
-
Smaller coverage amounts (typically $5,000–$25,000).
-
Easier to qualify for—often no medical exam.
-
Premiums stay the same for life.
-
Perfect for seniors or anyone wanting to ease the burden on their family.
Term Life Insurance
Coverage for a set period of time—typically 10, 20, or 30 years.
-
Offers higher coverage amounts at lower monthly costs.
-
Great for replacing income or protecting a mortgage while kids are young.
-
If you outlive the term, coverage ends (unless renewed).
-
Best for younger individuals or families with temporary financial needs.
Whole Life Insurance
Lifetime coverage with a guaranteed payout and cash value.
-
Stays in effect as long as premiums are paid.
-
Builds cash value you can borrow from over time.
-
More expensive than term, but lasts your entire life.
-
Often used for estate planning or to leave a legacy.
Universal Life Insurance
Flexible, permanent coverage that can grow with you.
-
Lifetime coverage, but with adjustable premiums and death benefit.
-
Includes a cash value component that earns interest.
-
Requires more monitoring and management.
-
Good for those with long-term financial planning goals.